SBI Credit Risk Fund - Regular Plan - Daily Income Distribution cum Capital Withdrawal Option (IDCW)
Fund House: SBI Mutual Fund
Category: Debt: Credit Risk
Status: Open Ended Schemes
Launch Date: 03-12-2012
Minimum Investment: 5000.0
Asset Class: Fixed Income
Minimum Topup: 1000.0
Benchmark: NIFTY Credit Risk Bond Index B-II
Total Assets: 2175.08 As on (31-12-2025)
Expense Ratio: 1.55% As on (31-12-2025)
Turn over: 81.00% | Exit Load:
NAV as on 16-01-2026
15.5753
-0.0109
CAGR Since Inception
6.79%
NIFTY Credit Risk Bond Index B-II 7.15%
PERFORMANCE
| Scheme Performance (%) | 1-Year Ret (%) | 3-Yrs Ret (%) | 5-Yrs Ret (%) | 10-Yrs Ret (%) | Since Launch Ret (%) |
|---|---|---|---|---|---|
| SBI Credit Risk Fund - Regular Plan - Daily Income Distribution cum Capital Withdrawal Option (IDCW) | 7.55 | 7.96 | 6.67 | 6.38 | 6.79 |
| Benchmark | - | - | - | - | - |
| Debt: Credit Risk | 10.62 | 8.76 | 9.15 | 6.45 | 6.8 |
Funds Manager
Mr. Lokesh Mallya,
RETURNS CALCULATORS for SBI Credit Risk Fund - Regular Plan - Daily Income Distribution cum Capital Withdrawal Option (IDCW)
Growth of 10000 In SIP (Fund vs Benchmark)
Amount
Period
Start
End
Growth of 10000 In LUMPSUM (Fund vs Benchmark)
Amount
Start
PORTFOLIO ANALYSIS of SBI Credit Risk Fund - Regular Plan - Daily Income Distribution cum Capital Withdrawal Option (IDCW)
Portfolio Holdings
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Sector Allocation
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PEER COMPARISION of SBI Credit Risk Fund - Regular Plan - Daily Income Distribution cum Capital Withdrawal Option (IDCW)
| Scheme Name | Inception Date | 1 Year Rtn (%) | 2 Year Rtn (%) | 3 Year Rtn (%) | 5 Year Rtn (%) | 10 Year Rtn (%) |
|---|---|---|---|---|---|---|
| SBI Credit Risk Reg Daily IDCW | 03-12-2012 | 7.55 | 7.75 | 7.96 | 6.67 | 6.38 |
| DSP Credit Risk Reg Gr | 05-05-2003 | 20.73 | 14.01 | 14.53 | 11.08 | 7.8 |
| HSBC Credit Risk Fund Reg Gr | 01-01-2013 | 19.97 | 13.31 | 10.97 | 8.4 | 7.15 |
| ABSL Credit Risk Reg Gr | 05-04-2015 | 16.82 | 14.38 | 11.85 | 9.78 | 8.5 |
| Bank of India Credit Risk Reg | 27-02-2015 | 11.57 | 8.7 | 7.67 | 27.09 | 2.04 |
| ICICI Pru Credit Risk Gr | 05-12-2010 | 9.23 | 8.68 | 8.39 | 7.28 | 7.84 |
| Invesco India Credit Risk Reg Gr | 04-09-2014 | 9.02 | 8.05 | 9.25 | 6.63 | 5.73 |
| Kotak Credit Risk Gr | 01-05-2010 | 8.7 | 7.75 | 7.47 | 5.72 | 6.72 |
| Nippon India Credit Risk Gr | 01-06-2005 | 8.54 | 8.37 | 8.22 | 8.39 | 6.01 |
| Axis Credit Risk Reg Gr | 15-07-2014 | 8.42 | 8.18 | 7.78 | 6.7 | 6.8 |
Asset Allocation (%)
Key Performance and Risk Statistics of SBI Credit Risk Fund - Regular Plan - Daily Income Distribution cum Capital Withdrawal Option (IDCW)
| Key Statistics | Volatility | Sharpe Ratio | Alpha | Beta | Yield to Maturity | Average Maturity |
|---|---|---|---|---|---|---|
| SBI Credit Risk Fund - Regular Plan - Daily Income Distribution cum Capital Withdrawal Option (IDCW) | 1.36 | - | - | - | 8.15 | 2.88 |
| Debt: Credit Risk | - | - | - | - | - | - |